And in 2014, the criminal enterprises known as Health Insurance Companies will no longer be able to charge women 50% higher premiums than men.
To my sisters, young and old: remember in November that the Misogynist Pig Romney, who believes YOUR life is less valuable than a couple of cells in a petri dish, wants to reinstate “female” as a preexisting condition and allow those criminals to keep right on charging you 50% higher premiums.
It’s kind of sad that we need the President to step in and say “Being a woman is not a pre-existing health condition,” and even sadder that that statement is controversial, up for debate, and could be changed at the drop of a hat if Obama loses the 2012 election.
….some background from a MARCH 30, 2010 NYT blog post.
WHY BEING FEMALE IS A PRE-EXISTING CONDITION
Stuart BradfordBeing female is essentially a pre-existing condition that inflates a woman’s health care costs, explains Denise Grady in today’s Science Times. She writes:
Until now, it has been perfectly legal in most states for companies selling individual health policies — for people who do not have group coverage through employers — to engage in “gender rating,” that is, charging women more than men for the same coverage, even for policies that do not include maternity care. The rationale was that women used the health care system more than men. But some companies charged women who did not smoke more than men who did, even though smokers have more risks. The differences in premiums, from 4 percent to 48 percent, according to a 2008 analysis by the law center, can add up to hundreds of dollars a year.
To learn more, read the full story, “Overhaul Will Lower Cost of Being a Woman,” and then please join the discussion below.
